Your Credit Report is the official site to help consumers to obtain their free credit report.  This is the official site that allows you to request your free credit report once every 12 months from each of the 3 credit reporting bureaus: Equifax, Experian & Trans Union.


Before you get started in your home search, you should obtain your credit reports and check for errors. If any errors are found, you will want to contact that credit bureau and properly file a dispute.  You can check the credit bureaus website for instructions on how to file a dispute.